Are you currently experiencing excessive debt collector harassment? Can these debt collectors actually call you why you are working? If these questions describe your situation, there are ways to end the harassment.
Passed in 1996, the Fair Debt Collection Practices Act (FDCPA) regulates United States bill collection. Included in this law are restrictions on when, where, and who debt collectors are allowed to call. All debt collection agencies are mandated to abide by the laws in the FDCPA, although many ignore it completely.
By calling a credit counseling service, you can learn more about what your rights are. They can help you deal with creditors directly, send a cease and desist letter, or fight incorrect information on your credit report. Not only can your attorney help you end these calls and provide other debt consolidation lawyer West Memphis, AR services, they may even help you receive your own cash settlement.
It is very easy to work with a debt collection attorney. By looking at your unique scenario, they can determine the best way to proceed. Fight back against debt collection harassment with an experienced debt collection attorney in your area.